![]() ![]() AIM uses the expertise of third-party service providers to help reduce the burden of traditional documentation and simplify the loan origination process, drive efficiency, and improve the lender and borrower’s experience. It’s a solution to help automate the manual process of assessing borrower assets and income using direct deposits. ![]() Not to be confused with the old-school instant messaging. This new income assessment solution is now available to borrowers with McLean Mortgage Corporation through Freddie Mac’s Loan Product Advisor ® (LPA SM) Asset and Income Modeler (AIM). This will help reduce the burden of paper documentation on borrowers so they can close on their home loans faster and simplify the lending process. Freddie Mac is in the process of launching a new, automated capability that allows mortgage lenders to assess a homebuyer’s income through direct deposit. ![]()
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